Airtel Money begins operations as NBFC following RBI approval

Airtel Money, Bharti Airtel’s subsidiary, has commenced operations as a Type-II Non-Deposit-accepting non-banking financial company – investment and credit company (NBFC-ICC).

The company said the move follows the receipt of its certificate of registration from the Reserve Bank of India (RBI), which was granted on February 13, 2026.

With the new licence, Airtel Money will be able to expand its credit and investment offerings, strengthening the integration of financial services within Airtel’s digital ecosystem.

Earlier this year, Bharti Airtel announced plans to capitalise Airtel Money with Rs 200 billion over the next few years.

Under the proposed capital structure, Airtel will contribute 70 per cent of the investment, while the remaining 30 per cent will be infused by the Bharti Enterprises promoter group.

According to the company, the platform has already disbursed more than Rs 90 billion in loans and has delivered healthy asset quality, supported by underwriting models, disciplined portfolio management and real-time risk monitoring.