Bharti Airtel has announced major plans for its non-banking financial company (NBFC), Airtel Money Limited. The NBFC subsidiary will be capitalised with Rs 200 billion to be injected over the next few years. Airtel will contribute 70 per cent with the promoter group via Bharti Enterprises Limited, bringing in the balance 30 per cent.
Airtel has built a high‑performance credit engine over the last two years, powered by its digital platform and deeply integrated channels. The platform has already achieved hyperscale adoption with over Rs 90 billion in disbursements – supported by best‑in‑class delinquency outcomes, driven by robust underwriting models, disciplined portfolio management, and real‑time risk monitoring.
Commenting on the announcement, executive vice chairman, Airtel, said, “The success of our lending service provider platform over the past two years is proof of our ability to combine technology, data, and customer trust to deliver impact at a national scale. We have built one of India’s most trusted and scalable digital credit engines—reaching millions with high‑quality credit supported by industry‑best performance metrics. Our NBFC expansion strengthens this foundation and reflects our ambition to build a differentiated, future‑ready digital lending business – one that stands for trust, innovation, and financial inclusion.”
